Thinking of Buying?
We understand the relationship between homebuyers and Agents must be based on trust, mutual goals and understanding–this is why we always keep your interests first and foremost. The real estate process requires negotiation of complex issues; we are committed to working in your best interests. We will help you secure the best possible price, with the most favorable terms, in the shortest period of time.
When searching for your dream home, it’s important to be well informed of the Real Estate market. To help you with this process, consider the following factors: What features do you require in a home to satisfy your lifestyle now? Five years from now? Will your needs change? What’s your budget? These are decisions only you can make, but we will do everything possible to match you with your dream home.
Before you buy there are things you need to know!
First things first, you must pick the right agents. You are in the right place. Getting advice on money is the next crucial step. It’s easier than you think-speaking with your mortgage broker (or if you don’t have on we can recommend some great one’s) is the next step. You can quickly sort out how much you can afford, what your monthly payments will be and what price range you should be looking in. They’ll pre-approve you for a certain amount and tell you about your mortgage options.
Getting out there and seeing some properties – is the next step. Whether you find the place for you the first time or the twentieth we’ll make sure we’re there every step of the way. We will provide you with the newest listings as they hit the market so you’re the first one to know about what’s available in Toronto that suits your particular needs!
Value – it means something different to everyone! We will provide you with a comprehensive CMA- competitive market analysis. We do this by sending you comparable sales in the area or in the case of a condo, we check the sales history and market trends. It’s complex but we have a system that works.
The Offer- Making an offer is all about finding something both you and the seller can agree on. You both want to make the sale but have different requirements. We specialize in making this happen and work with you to communicate it effectively.
The Deposit- If you’re at this point the seller has accepted your offer and you’re on your way to buying your new home. Usually the buyer gives a deposit with the offer or within 24 hours of acceptance. This is usually 5% of the purchase price. The sellers agent then holds the deposit in trust until closing. If the buyer does not fulfill one of the conditions than the deposit is returned in full. If the sales closes that deposit typically goes towards the purchase of the house.
Fulfilling the conditions- If you’re at this stage you could be moving into your new home very soon. Conditions change with each purchase and can be straight forward or more complicated depending on your needs. Once we’ve fulfilled the conditions we sign a waiver and the deal is firm. You’re in your new home!